A New York Brokerage
The market
Commercial insurance for pet care is outdated.
- 01 /Brokers take weeks to return a quote.
- 02 /Policies are written to hide gaps operators only find during claims.
- 03 /The largest providers have neglected this industry and their product for decades.
Caval was built to change that.
$400–600M2
Written premium annually in US pet business commercial insurance
4
Specialty providers hold most of the market
0
Have materially updated their product in a decade
Coverage
Specialty insurance, six lines deep.
How Caval is different
No. 01
Built by pet owners.
Caval was founded after a preventable incident at a boarding facility exposed how broken this market is. That's why we're here.
No. 02
Specialty, not general.
Pet care is the only vertical Caval writes. Every policy is reviewed by someone who understands the specific exposures of the business.
No. 03
A broker today. A product tomorrow.
Caval is building toward its own insurance product, launching in 2028. Today's clients help shape what it looks like.
In development
A promise to every pet owner, written into the policy.
Caval's pet owner reimbursement product launches with our own insurance product in 2028.
Request coverage
Tell us about your business.
We'll show you where your current policy is exposed and what a better one looks like. A review takes about 20 minutes.
Request Coverage- 1Caval is licensed as a specialty insurance broker in New York. Additional state licensure in progress.
- 2Source: US pet industry commercial insurance market estimates, IBISWorld and industry analyst consensus, 2024-2025.